27 Pontoons Under $500 a Month27 Pontoons. Payments Starting Under $500 A MONTH


Think a New Pontoon Is Out of Reach? Think Again.

One of the biggest misconceptions we hear is that buying a new pontoon has to cost $60,000, $70,000, or even more.

The reality? We currently have 27 pontoons available for under $500 per month, with some starting as low as $251 per month.

Whether you're looking for a simple family cruiser, a fishing pontoon, or a luxury tritoon with upgraded features, there's an option that can fit your budget.


Pontoons Under $300 Per Month (estimation of payments WAC*)

If you're looking for maximum value, these models offer an affordable way to get on the water.


  1. 2026 Dockside 20DQ $29,999/$251/mo
  2. 2025 SunChaser Vista 20 CRB $33,345/$279/mo
  3. 2026 Dockside 22DQ $34,991/$292/mo
  4. 2026 Dockside 22DF $34,991/$292/mo
  5. 2026 Dockside 22DQ $36,999/$299/mo


Pontoons Between $300-$400 Per Month (estimation of payments WAC*)


Need a little more space or additional features? These models deliver even more value.


  1. 2026 Sylvan 822 LZ $39,980/$333/mo
  2. 2026 Dockside 22DQ 2.75 $39,999/$333/mo
  3. 2026 Dockside 22DQ 2.75 $42,697/$381/mo
  4. 2026 Dockside 22DQ 2.75 $42,697/$356/mo
  5. 2026 Dockside 22DF $39,999/$333/mo
  6. 2025 South Bay S222CR2 Cruise 25 $43,462/$362/mo
  7. 2026 Sylvan 822 Party Fish $43,999/$367/mo
  8. 2026 Sylvan 822 Party Fish $43,999/$367/mo


Luxury Pontoons Still Under $500 Per Month (estimation of payments WAC*)


Looking for premium features without the premium payment?


  1. 2026 Sylvan X1 $57,370/$458.81/mo
  2. 2025 South Bay S224RS Rear Seating 2.75 $54,529/$436.17/mo
  3. 2026 South Bay 224UL LE 2.75 $55,820/$450/mo
  4. 2026 South Bay 224RS LE 2.75 $56,213/$449.89/mo
  5. 2026 South Bay 224UL LE 2.75 $58,879/$490/mo
  6. 2026 South Bay 224RS LE 2.75 $55,316/$461/mo
  7. 2026 South Bay 224RS LE 2.75 $55,316/$461/mo.
  8. 2026 South Bay S224RS 2.75 $59,749/$478.07/mo
  9. 2026 South Bay S224RS 2.75 $59,749/$478.07/mo
  10. 2026 Sylvan R-22 Party Fish $49,980/$416/mo
  11. 2025 South Bay 224FCR LE Fish & Cruise 2.75 $49,999/$400.06/mo
  12. 2026 South Bay 224FCR LE 2.75 $56,297/$450.56/mo
  13. 2026 South Bay S224FCR 2.75 $59,495/$476.04/mo
  14. 2026 South Bay S224FCR 2.75 $59,510/$476.16/mo


Why Buy Now?

  • 27 models under $500/month
  • Family cruising and fishing layouts available
  • Multiple trusted brands including Dockside, Sylvan, South Bay, and SunChaser
  • Affordable options starting at just $251/month

If you've been waiting to upgrade your summers, this may be the best time to find the right pontoon for your family.

Ready to Find the Right Boat?

Stop by our showroom or contact our team today. We'll help you compare models, explore financing options, and get you on the water this season.

The best family memories don't have to wait—and they don't have to break the budget.